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Market Financials for Senior Housing: Key Indicators for Success

Updated: Nov 12


As investments in senior housing continue to rise, understanding the market financials of similar properties is critical for developers, investors, and operators. In a market driven by demographic shifts and increasing demand for senior care, financial benchmarks from comparable properties provide valuable insights into operational efficiency and profitability.


Market Overview

National senior housing fundamentals have seen significant improvement over the past year. Occupancy rates have averaged 87%, with rent growth up 4.5% in the first half of 2024, according to a report by Cushman & Wakefield. These trends, driven by demographic tailwinds, suggest that demand for senior housing will remain robust for years to come. Markets like Orlando, FL, benefit from a rapidly aging population and the region’s proximity to major cities, enhancing the appeal of senior housing investments in such areas.


Financial Indicators from Similar Properties

When examining senior housing facilities similar to Oakmonte Village at Lake Mary, financial data provides benchmarks that can inform future investments and operational strategies.


Income Streams

Properties of this type typically generate revenue through several channels:

  • Base Rent: Senior housing properties report strong rental income, reflecting consistent demand. On average, base rent for similar facilities stands at approximately $12,943 per unit per year.

  • Additional Income: Parking, laundry, and other services add to the revenue stream. For example, properties often generate around $1,360 per unit from such ancillary services.


Operating Expenses

Operating expenses, which include taxes, insurance, utilities, and maintenance, are a crucial part of evaluating a property’s financial health. Similar senior housing properties report the following average expenses:

  • Real Estate Taxes: Roughly $1,800 per unit, often representing a significant portion of the operating costs.

  • Property Insurance: With insurance costs increasing, properties spend approximately $770 per unit annually on coverage.

  • Utilities: Common expenses include utilities, which average $720 per unit annually.

These expenses result in a total operating expense figure of approximately $6,377 per unit for senior housing properties, translating to an operating expense ratio of around 44%. This ratio is a useful metric for determining how efficiently a property is managed.


Net Operating Income & Profitability

For senior housing properties in well-performing markets, Net Operating Income (NOI) typically exceeds $7,994 per unit. Given the strong occupancy rates and rent growth, properties can achieve significant cash flow after covering their operating costs.

However, capital expenditures also play a key role. On average, properties allocate $182 per unit annually for regular capital improvements, with extraordinary capital expenses occasionally reaching as high as $887 per unit when significant upgrades or maintenance are required.


For senior housing operators, managing operating expenses while maintaining service quality is key to profitability. As indicated by market data, rising insurance and property tax costs can pressure operating margins. This is where conducting feasibility studies, like those performed by Loan Analytics, becomes crucial.


Loan Analytics often emphasizes the importance of keeping the operating expense ratio below 45%, allowing room for capital expenditures and ensuring long-term profitability. In their feasibility studies, Loan Analytics highlights the importance of balancing expenses with income, particularly as costs such as insurance and maintenance continue to rise in the senior housing sector.


Conclusion

Market financials for senior housing properties provide a valuable framework for assessing potential investments. By focusing on key metrics like operating expenses, NOI, and occupancy rates, investors and operators can better understand the financial performance of properties in this sector. As the senior housing market continues to grow, carefully managing expenses while capitalizing on demographic trends will be essential for maintaining profitability and ensuring long-term success.


October 6, 2024 - by Loan Analytics


  • National Investment Center for Seniors Housing & Care (NIC), "Senior Housing Market Analysis 2024."

  • U.S. Census Bureau, "Demographic Shifts and Senior Living Demand," April 2024.

  • Loan Analytics, "Senior Housing Feasibility Studies and Financial Insights," 2024.

  • Real Estate Investment Trust Report, "Occupancy and Rent Growth in Senior Living," Q2 2024.

  • Berkadia, "Market Outlook for Senior Housing and Healthcare Facilities," 2023-2024.

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